New Jersey Car Insurance Requirements

All about New Jersey (NJ) car insurance - find cheap rates and a free car insurance quote online

Morris County, New Jersey Car Insurance > NJ Car Insurance Requirements

New Jersey Car Insurance Guide

New Jersey Car Insurance

If you live in or around New Jersey , you may be able to lower your car insurance costs. New Jersey car insurance can help you find a discount auto insurance policy for your vehicle. Locate a New Jersey car insurance office or get a free online auto insurance quote. Getting car insurance has never been easier!

Learn the Car Insurance Requirements for New Jersey and other US States

Each state has its own rules and regulations when it comes to car insurance. This table lists the minimum requirements for each state.

State Type(s) of Coverage Required Minimum Liability Limits

AL Bodily Injury and Property Damage Liability (effective 6/2000) 20/40/10

AK Bodily Injury and Property Damage Liability 50/100/25

AZ Bodily Injury and Property Damage Liability 15/30/10

AR Bodily Injury and Property Damage Liability 25/50/15

CA Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5

CO Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15

CT Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 20/40/10

DE Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5

DC Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10

FL Property Damage Liability, Personal Injury Protection 10/20/10

GA Bodily Injury and Property Damage Liability 15/30/10

HI Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10

ID Bodily Injury and Property Damage Liability 25/50/15

IL Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/15

IN Bodily Injury and Property Damage Liability 25/50/10

IA Bodily Injury and Property Damage Liability 20/40/15

KS Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10

KY Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/10

LA Bodily Injury and Property Damage Liability 10/20/10

ME Bodily Injury and Property Damage Liability, Uninsured Motorist 50/100/25

MD Bodily Injury and Property Damage Liability, Personal Injury Protection (may be waived for policyholder but compulsory for passengers), Uninsured Motorist 20/40/10

MA Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/5

MI Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10

MN Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured and Underinsured Motorist 30/60/10

MS Financial Responsibility Only 10/20/5

MO Bodily Injury and Property Damage Liability, Underinsured Motorist 25/50/10

MT Bodily Injury and Property Damage Liability 25/50/10

NE Bodily Injury and Property Damage Liability 25/50/25

NV Bodily Injury and Property Damage Liability 15/30/10

NH Financial Responsibility Only 25/50/25

NJ Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 15/30/5

NM Bodily Injury and Property Damage Liability 25/50/10

NY Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10

NC Bodily Injury and Property Damage Liability 25/50/15

ND Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25

OH Bodily Injury and Property Damage Liability 12.5/25/7.5

OK Bodily Injury and Property Damage Liability 10/20/10

OR Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10

PA Bodily Injury and Property Damage Liability, Medical Payments 15/30/5

RI Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25

SC Bodily Injury and Property Damage Liability, Uninsured Motorist 15/30/10

SD Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25

TN Financial Responsibility Only 25/50/10

TX Bodily Injury and Property Damage Liability 20/40/15

UT Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15

VT Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 25/50/10

VA Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/20

WA Bodily Injury and Property Damage Liability 25/50/10

WV Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/10

WI Financial Responsibility Only, Uninsured Motorist 25/50/10

WY Bodily Injury and Property Damage Liability 25/50/20

Free Special Offer! - NJ Auto Insurance Quote!

Top of Page